Frequently Asked Questions
No—there is no cost for my help.
I’m compensated by the insurance carriers, so you get personalized guidance, plan comparisons, and support at no additional cost to you.
My goal is to help you make a confident, informed decision without the confusion.
I’m compensated by the insurance carriers, so you get personalized guidance, plan comparisons, and support at no additional cost to you.
My goal is to help you make a confident, informed decision without the confusion.
You can enroll in Medicare during your Initial Enrollment Period, which starts 3 months before your 65th birthday, includes your birth month, and continues for 3 months after.
Missing this window could lead to late enrollment penalties or gaps in coverage, so it’s important to plan ahead.
If you’re within 6 months of turning 65, now is the time to start reviewing your options.
Missing this window could lead to late enrollment penalties or gaps in coverage, so it’s important to plan ahead.
If you’re within 6 months of turning 65, now is the time to start reviewing your options.
Medicare Advantage (Part C): All-in-one plans that often include drug coverage and extra benefits like dental, vision, and fitness programs.
Medicare Supplement (Medigap): Helps cover out-of-pocket costs not paid by Original Medicare, giving you more predictable expenses and flexibility in choosing providers.
The right choice depends on your doctors, prescriptions, and budget—I’ll help you compare both.
Medicare Supplement (Medigap): Helps cover out-of-pocket costs not paid by Original Medicare, giving you more predictable expenses and flexibility in choosing providers.
The right choice depends on your doctors, prescriptions, and budget—I’ll help you compare both.
It depends on the plan you choose.
Each plan has its own network of doctors and list of covered medications, so it’s important to check before enrolling.
I’ll review your doctors and prescriptions with you to make sure your plan fits your needs.
Each plan has its own network of doctors and list of covered medications, so it’s important to check before enrolling.
I’ll review your doctors and prescriptions with you to make sure your plan fits your needs.
Yes. I also help individuals and families under 65 find the right health coverage.
Whether you’re self-employed, between jobs, or not eligible for employer coverage, I can help you compare options and find a plan that fits your needs and budget.
Whether you’re self-employed, between jobs, or not eligible for employer coverage, I can help you compare options and find a plan that fits your needs and budget.
Many individuals and families qualify for premium tax credits (subsidies) that can significantly lower monthly costs.
Eligibility is based on income and household size.
I can help you check your eligibility and compare plans with your savings applied.
Eligibility is based on income and household size.
I can help you check your eligibility and compare plans with your savings applied.
You can enroll during the Open Enrollment Period each year, or qualify for a Special Enrollment Period if you’ve had a life event like:
Losing coverage
Moving
Getting married or having a child
If you’re unsure, I can help you determine if you qualify.
Losing coverage
Moving
Getting married or having a child
If you’re unsure, I can help you determine if you qualify.